The Student Barclaycard.co.uk is available to students in full time higher education. Barclaycard.co.uk has been lending to the student market since 1988 and as a responsible lender ensures it lends to students in a way that encourages responsible borrowing. The initial credit limit on the Student Barclaycard.co.uk is a maximum of £600 which is well below the industry average. By managing their Student Barclaycard.co.uk within the terms and conditions, students can build a credit record which will benefit them when they apply for credit after leaving full time higher education. Barclaycard.co.uk provides a range of services to help cardholders manage their account in a responsible way. For example, Barclaycard.co.uk offers a text message service. A text is sent to students to remind them when payment is due to help them avoid late payment charges. The card also provides a payment break option. This provides the cardholder with two optional payment breaks each year. These breaks offer the flexibility for card holders to manage unexpected financial circumstances. The breaks must be pre-arranged with Barclaycard.co.uk. Payment breaks can only be taken by customers who have managed their account within the terms of their agreement for the last six months. By managing their Student Barclaycard.co.uk within the terms of their agreement, it enables the user to build up a credit history which will prove useful when they leave full time education. Student Barclaycard.co.uk, offers a full range of additional benefits. These include Fraud Protection, Identity Protection Service and Purchase Delivery Promise.In addition £20 Waterstones' voucher is sent to cardholders (branch applications only) when the card is activated. The Student Barclaycard.co.uk charges an APR of 17.9% on purchase balances (APR as at 5 September 2005). Additional information can be found on the Barclaycard.co.uk Student Credit Card website. (See the links above) | 
Barclaycard Student Credit Card
