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In addition to an introductory balance transfer rate, the Firstdirect.com credit card offers the following benefits:

up to 56 days interest free credit
If you pay your outstanding balance in full every month, your card won't cost you a penny - providing up to 56 days interest free credit.

24 hour service Internet or phone
Firstdirect.com's 24 hour service means that you can check your Firstdirect.com Credit Card balance and transactions via the Internet or telephone. You can discuss an increase to your credit limit, or report the loss or theft of your card whenever you need, by calling 08 456 100 100 in the UK or our international telephone number 44 1132 345 678.

withdraw up to £500 daily from cash machines
You can withdraw up to £500 in cash a day from cash machines displaying the Visa symbol. There are over 24,000 cash machines in the UK, and 640,000 worldwide. Cash is available 24 hours a day, every day.

Internet fraud guarantee for on-line purchases
Our credit card has on and off-line payment guarantees - ideal for payment over the Internet, by mail order and making bookings for tickets and holidays by telephone.

additional benefits

• no annual fee
• free travel accident insurance
• worldwide acceptance - at over 19 million outlets
• safer than carrying cash

free, regular text message mini-statements
They have made it easy to look after your Credit Card. They can send you free, regular text message mini-statements direct to your mobile phone detailing your Credit Card balance and last five transactions.

getting your debts under control
It's surprising how many people get into financial difficulties these days. It could be through unemployment, divorce, illness or even something simple like changing your job.

But whatever the reason, the solution is always the same. Never ignore your problem. It won't just go away - and it will probably get worse before it gets better.

So why not talk to them? Their Credit Services team will listen to your problem sympathetically and positively. They'll discuss possible solutions with you. And they won't charge you a penny for their services.

To take the first step towards getting your debts under control, call us on 08 456 100 100 and ask for extension 50031. The lines are open from 7am to midnight. This service is available to Firstdirect.com customers only.

We have also provided a monthly commitments form so you can calculate your monthly income, expenditure and out-goings. You can either submit the form to us or you can print it off for your own use.

www.firstdirect.com

Additional information can be found on the Firstdirect.com Credit Card website.
(See the links above)